Thank you for taking a moment to learn more about me, the exceptional properties I represent, and the communities I proudly serve.

I’m Toni Chrystal, part of the "Twin Team @ Houlihan Lawrence"—a dynamic partnership with my identical twin sister, Terri. With over 40 years of combined experience, we’ve built a reputation for delivering outstanding results and personalized service. Recently, our team expanded to include Terri’s daughter, Michelle Reggio, who brings fresh energy and a modern perspective to everything we do.

Together, we offer full-time, professional real estate expertise—blending market knowledge, savvy negotiation skills, and cutting-edge marketing tools to help clients navigate every step of the buying or selling process. Our collaborative approach, strong client relationships, and commitment to ongoing education and communication set us apart.

Most of our business comes from referrals—a reflection of the trust, satisfaction, and success we consistently deliver.

Ready to take the next step? You can search active, pending, and sold listings on our website, or reach out via call, text, or Zoom to schedule a personalized home consultation and marketing strategy session.

• Past Director, NYSAR 2022 - 2023 - 2024 
• Chair, 2022- 2023 Hudson Gateway Association of Realtors (HGAR) Education 
• Houlihan Lawrence, consistent award winner
• Above and Beyond Award at Houlihan Lawrence
• Recipient "Entrepreneur of the Year Award WCR"
• Toastmaster Local Club "Humorous Speech Contest Winner"
• Licensed Associate Real Estate Broker
• Accreditated Buyer Representative (ABR)
• At Home with Diversity (AHWD) Designation
• Member of the National Association of Realtors (NAR)
• Member of Hudson Gateway Association of Realtors (HGAR)
• Member of New York State Association of Realtors (NYSAR)
• Certified NYS CE Instructor
• Member, One Key Multiple Listing Service
• Past Secretary Hudson Gateway Association of Realtors (HGAR)
• Past President Women's Council of Realtors (WCR)
• Past Director HGAR and HGMLS

NYS Approved to instruct Real Estate and continuing education courses.  

I am a learning- based agent and continue to participate in advanced Real Estate Courses in order to remain at the forefront of the industry. 

Accredited Buyer’s Representatives (ABR®) stand for the benchmark of excellence in buyer representation. What’s their key to success? They know that you can't count on the market—you have to count on your skills. ABR® education provides the expertise you need for an edge in serving today’s home buyers.

Identical twin sisters and business partners, the twin team provide a unique real estate experience with over 40 years of combined service.  They may look alike, however, they have different personalities,   Within minutes of meeting them, you'll feel confident knowing you are working with a competent hardworking team with years of experience.

The twins expanded their team with the addition of Terri's daughter Michelle Reggio,  a mom of four. Michelle brings a youthful perspective to the team and has quickly taken on many team responsibilities.  The team works with clients to navigate the process of selling or buying in the ever-changing marketplace while maintaining a pleasant process of keeping their clients well informed and educated.  They are problem solvers and expert negotiators.

The Twin team at Houlihan Lawrence has successfully worked with sellers and buyers and has embraced real estate as their full-time profession. Toni and Terri are highly regarded by clients and colleagues for their expertise and knowledge of the real estate market.  They continually keep up to date with their technology and marketing skills. They have extensive knowledge of the marketplace, combined with their unsurpassed interpersonal skills and ability to problem solve made this team invaluable to both buyers and sellers achieving success from the consultation table to the closing table.  

The twins are deeply committed to their clients which is why it is no surprise that the bulk of her business is repeated and referral-based.  

• Elected as a  Trustee of HGAR Foundation 2018 -2022
• Director Hudson Gateway Association of Realtors 2016-2020
• Hudson Gateway Ass. of Realtors Regional Director 2020
• New York State Director 2019-2021
• Governor of the NYS Women's Council of Realtors 
• President New York State Women's Council of Realtors 2015
• Treasurer NYS Women's Council of Realtors Empire Chapter 2013
• President Women's Council of Realtors Empire West. Chapter 2011-2012
• Treasurer Women's Council of Realtors Empire Chapter
• Chair of HGAR Recognition committee 2017-2020
• HGAR Membership committee 2017
• Chair of Fashion Show committee
• 2020 to  Present HGAR Ethics and Grievance Committee
• 2021 HGAR Diversity, Equity, and Inclusion Application Committee
• 2021 HGAR Finance Committee
• Member Hudson Gateway Association of Realtors
• Member One Key Multiple Listing Service
• New York State Association of Realtors
• Member National Association of Realtors
• Current Treasurer of the WPHS Alumni Association